Below are some 2022 stats and observations from several independent providers of medical stop-loss insurance in the USA.STATS AND OBSERVATIONS:71% of all stop-loss claims came from 10 procedures; over the last four years, 37% of claims came from the top three procedures: malignant tumor; leukemia, …Continued
Written for Bolton by Zachary Fritz , Sage Policy GroupThe Federal Reserve has now raised the target range of the federal funds rate eleven times since they began tightening monetary policy back in March 2022, a drastic step taken to suppress the fastest inflation in over four decades. Economic the…Continued
The Bolton Health team has received recent questions about obesity medications. We recognize that each health plan we work with has a different stance on supporting or opposing the coverage of anti-obesity medications (AOMs). We are here to advise on a client-by-client basis as we continue to study…Continued
SECURE 2.0 included a plethora of qualified retirement plan provisions, including a delay in the Required Beginning Date for participants to commence benefits under defined benefit and defined contribution plans. Bolton’s March 17, 2023 News addressed some of the technical drafting errors in the SE…Continued
Currently, health care costs in the United States are high and rising, outpacing inflation and wage increases. While many employers had relatively lower claim costs during the COVID-19 pandemic, medical plan costs are approaching pre-pandemic levels as health care utilization rebounds. Other factor…Continued
